Michigan Small Business Relief Program Funding

Michigan Small Business Relief Program Funding

this just in - michigan economic development corp


March 27, 2020

Michigan Small Business Relief Program

  • Up to $20 million in grants and loans now available to Michigan’s small businesses impacted by COVID-19 outbreak
  • Grants and loans to support businesses facing drastic reductions in cash flow
  • Program now accepting applications, with key information available at michiganbusiness.org/covid19

Michigan’s small businesses impacted by the COVID-19 virus can now apply for grants and loans through the Michigan Small Business Relief Program. The program will provide up to $20 million in grants and loans to provide economic assistance to Michigan’s small businesses that have been negatively impacted by the COVID-19 virus, and in turn help support workers and their families facing economic uncertainty during the outbreak. Information on how to apply, as well as eligibility criteria, is available at www.michiganbusiness.org/covid19.

“Small businesses across our state are facing unprecedented challenges as we take every step possible to mitigate the spread of coronavirus,” said Governor Gretchen Whitmer. “With this funding, we can provide real assistance to support our businesses, communities, entrepreneurs and workers around the state impacted by the tough, but necessary actions we are taking to mitigate the spread of this virus.”

The grants and loans under the Michigan Small Business Relief Program will support businesses facing drastic reductions in cash flow and the continued support of their workforce and may be used for working capital to support payroll expenses, rent, mortgage payments, utility expenses, or other similar expenses that occur in the ordinary course of business.

Key information to know about the application process includes:

  • There is one application, regardless of whether a business is applying for a grant or a loan. A business may receive a grant or a loan, but not both.
  • Businesses who do not receive grants may still be considered for loans.
  • The grants will be administrated by 15 regional economic development organizations throughout the state, which combined cover all 83 counties in Michigan.
  • All applications or recommendations for Michigan Small Business Relief Program loans will be referred from the partner EDOs to the MEDC for evaluation and disbursement.
  • Businesses should go to https://www.michiganbusiness.org/covid19/ to apply.

The Michigan Small Business Relief Program grants, authorized by the Michigan Strategic Fund on March 19, will be administered by 15 local and nonprofit economic development organizations (EDOs) around Michigan, covering all 83 counties in the state. These EDOs are responsible for reviewing applications of small businesses in their region and entering into agreements with eligible small businesses. Each EDO will establish a review committee that may include representatives from local workforce agencies, local SBDC representatives, business and nonprofit leaders, among others.

The full list of EDOs administering Michigan Small Business Relief grants and the counties they will serve is available here.

Local and nonprofit EDOs across Michigan applied for the grant funds and were selected based on capacity to administer the program and ensure coverage to small businesses in all 83 counties in Michigan.

The $10 million in loans through the Michigan Small Business Relief Program will be referred to the MEDC from the local EDO partners where it will be reviewed by a loan review committee including the Chief Business Development Officer and Senior Vice President of Business Development Projects. All loans made through the Michigan Small Business Relief Program will be approved through Michigan Strategic Fund delegated authority.

The MEDC anticipates that at least 1,100 businesses across the state will benefit from this program.

MSBRP is latest tool available to Michigan’s small businesses impacted by COVID-19

In addition to the Michigan Small Business Relief Program, michiganbusiness.org/covid19 also features other resources for businesses across Michigan to assist them in recovering from economic losses as a result of the COVID-19 virus. This includes U.S. Small Business Administration emergency loans, the Pure Michigan Business Connect virtual procurement and donation platform, support services offered through the SBDC and more. The MEDC has also developed a FAQ for Michigan businesses and communities at michiganbusiness.org/covid19-faq.

Information around this outbreak is changing rapidly. The latest information is available at Michigan.gov/Coronavirus and CDC.gov/Coronavirus.

Coronavirus Resources

Coronavirus Resources

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Last night we held a large tele-townhall with nearly 5,000 residents across the 8th district with Lieutenant Governor Garlin Gilchrist, and Elizabeth Hertel, from the Michigan Department of Health and Human Services, to discuss the latest updates on the coronavirus and to take your questions. We will be holding regular tele-townhalls in the coming weeks, so stay tuned for opportunities to join our next call. If you weren’t able to join for the call, you can listen to a recording here.


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It is my job to listen to Michigan families. Please click the button above and fill out the form on slotkin.house.gov/live to sign up for future tele-townhalls.

With a growing number of coronavirus (COVID-19) cases in Michigan, I want to make sure that you are aware of the resources that are available to Michigan businesses, families, and workers as we continue to respond to this crisis. My goal is to ensure that you are able to benefit from the resources available to you and your family during this difficult time.

To this end, I wanted to provide an update on the Coronavirus Aid, Relief, and Economic Security (CARES) Act, an expansive bill aimed at addressing the financial hardship and economic fallout that has resulted from the coronavirus outbreak. I was proud to vote in support of the bipartisan CARES Act yesterday when it passed the U.S. House of Representatives and I hope to see it signed into law shortly. Included below is information on some of the most significant provisions of the bill. For more information or to read the bill text, please click here.

Direct Financial Assistance

The CARES Act will provide $1,200 in direct payments to taxpayers with incomes up to $75,000 per year before starting to phase out and ending altogether for those earning more than $99,000. Families will also receive an additional $500 per child.

Everyone is eligible for this direct financial assistance as long as they have a Social Security Number and their household income is not above the cap. This includes Social Security beneficiaries (retirement, disability, survivor) and Supplemental Security Income (SSI) recipients. These payments do not count as income or resources for means-tested programs, which means that receiving the payments will not impact anyone’s eligibility for SSI, SNAP, Medicaid, ACA premium credits, TANF, housing assistance, or other income-related federal programs. These payments will also not impact an individual’s state or federal unemployment compensation benefits.

The exact distribution mechanism for this direct financial assistance is still being determined. Most people — including everyone who filed a 2018 or 2019 tax return, as well as all Social Security beneficiaries — will be paid automatically by the IRS. Others, including SSI recipients who often do not file taxes, may need to take additional action to receive their direct financial assistance. More details will be provided once they are available.

Unemployment Assistance

Through July 31, 2020, the federal government will provide a temporary Federal Pandemic Unemployment Compensation (FPUC) of $600 a week for any worker eligible for state or federal unemployment compensation (UC) benefits. The FPUC will be paid in addition to and at the same time as regular state or federal UC benefits.

The CARES Act will also allow states to expand unemployment compensation eligibility to workers who are not normally eligible for these benefits, so long as their unemployment was connected to the COVD-19 pandemic. Expanded eligibility would provide benefits to self-employed individuals, independent contractors, “gig economy” workers, and individuals who were unable to start a new job or contract due to the pandemic.

In addition to the supplemental federal unemployment compensation benefits and the expanded eligibility for unemployment compensation, the CARES act enables states to provide an additional 13 weeks of unemployment compensation to workers who need these benefits.

Finally, the CARES Act includes an expansion of “work sharing” programs to provide partial benefits to individuals with reduced hours. Under this bill, the federal government will temporarily provide full funding for states — including Michigan — who have Short-Time Compensation or “work sharing” programs in law. Under these programs, employers voluntarily make an agreement with the state unemployment office to prevent layoffs by reducing employee hours, and workers with reduced hours are eligible for partial state UC benefits.

If you lose your job during the coronavirus outbreak, you can apply for unemployment assistance here or by calling (866) 500-0017. Both business owners and employees are eligible to apply for unemployment benefits. You can find a full, step-by-step guide to doing so here.

Student Loan Support

The CARES Act will automatically suspend payments on all federally-owned student loans until September 30, 2020. No interest will accrue on these loans during this suspension. While it may be difficult to contact student loan services right now due to the current surge in activity, borrowers should check their accounts online in the coming weeks to better understand their eligibility.

Small Business Assistance

The CARES Act provides $349 billion for the Small Business Administration (SBA) to guarantee loans to small businesses under the Paycheck Protection Program (PPP). These PPP loans can be up to $10 million and can be used to cover payroll costs, health care benefits, employee salaries, mortgage payments, rent, and more. The program allows complete deferment of loan payments for between 6-12 months and includes a loan forgiveness component for businesses that retain their workers or rehire ones that were laid off as a result of the COVID-19 crisis. Prospective borrowers can apply through banks, credit unions, and other lenders who have been approved to provide SBA guaranteed loans. Around 1,800 private lenders are currently approved, though Treasury Secretary Mnuchin has said the department plans to vastly expand the number of approved lenders.

The stimulus package also includes $10 billion in funding for the SBA’s Emergency Injury Disaster Loan (EIDL) program. Michigan businesses now qualify for these Emergency Injury Disaster Loans through the Small Business Administration (SBA). You can visit the SBA’s website for an overview of the SBA’s response to the coronavirus, along with a list of resources. To apply for an EIDL loan, visit the SBA’s Disaster Loan Assistance website. We understand that the SBA website has crashed several times this week, due to high demand. I have been in touch with the SBA Regional Administrator for the Great Lakes Region and they have assured me that they are working to improve the website’s capacity at this critical time.

Separately, the Michigan Economic Development Corporation’s (MEDC) call center stands ready to support businesses looking for assistance through other available state programs. For more information, visit MEDC’s website or call 888-522-0103. The Michigan Small Business Development Center can also provide resources for small businesses impacted by COVID-19. For additional information, please visit their website here.

Additional Resources

Experts have been working hard to understand this new strain of coronavirus. Because new information is coming out every day, please visit the sites below to stay up to date.

My office has created a page on our website to compile information related to the coronavirus outbreak and local resources that may benefit you and your family.

The State of Michigan provides updates on the spread of the disease and state resources that may benefit you and your family. If you have health questions about the coronavirus call the Michigan COVID-19 hotline at 1-888-535-6136. You can find information about the Governor’s “Stay Home, Stay Safe” Executive Order here. 

The Governor issued an executive order on March 15 to protect consumers against price gouging during the crisis. If you see any price gouging, please report it to the Michigan Attorney General online or by calling 877-765-8388.

The Centers for Disease Control provides updates on the virus and safety information for the public and healthcare professionals.

My staff and I will continue to work with officials at every level of government to ensure that everyone in Michigan is protected and well informed. If you have further questions, please feel free to reach out to my office at (517) 993-0510 for more information.

If you want to learn more about my work in the U.S. House of Representatives, please visit my website, where you can sign up for my e-newsletter. You can find regular updates on my social media pages by “following” me on FacebookTwitter, or Instagram, which you can do by clicking on the icons below.

Elissa Slotkin
Member of Congress

Securing Unemployment Insurance for Michiganders

Securing Unemployment Insurance for Michiganders

U.S. Senator Gary Peters

There is no question this is an incredibly challenging time for families across our state, especially as our schools and many businesses are closed and we’re asked to remain socially distant from one another – sometimes even from the people we love. Together, we will get through this and I’m going to keep doing everything I can to provide the people of Michigan the support they need during this difficult time.

The Coronavirus pandemic is a public health and economic crisis on a scale we have not seen before. That’s why we need a comprehensive approach to confront this disease head-on. In the Senate, I’m focused on supporting Michigan’s workers, small businesses, and our hospitals and health care professionals on the front lines preventing the spread of Coronavirus.


Click here to watch my floor speech on how the 3rd Coronavirus Package
will bring support to Michiganders

I helped secure passage of a new bipartisan Senate bill that includes a number of those priorities and worked to dramatically improve the bill. This bill takes a number of steps, including:

  • Expanding Unemployment Insurance and Benefits. The legislation includes my bill expanding unemployment benefits to those who do not normally qualify for unemployment insurance. It would expand who is eligible for unemployment to include workers who have exhausted their state unemployment benefits or other workers who would not usually qualify, including self-employed workers like independent contractors, small business owners, and workers in the gig economy. Workers could receive these benefits for up to 39 weeks. It takes the unprecedented step of expanding these types of benefits in response to a public health emergency and ensures workers who are quarantined – at home taking care of kids out of school, working reduced hours, or self-employed – can apply. This bill also increases the amount of unemployment benefits by $600 for four months, through July 2020. Both federal funded unemployment assistance and state unemployment insurance benefits will be administered by the Michigan Unemployment Insurance Agency. Click here for more information about the Michigan Unemployment Insurance Agency.
  • Increasing Funding for Small Businesses. I’ve spoken with small business owners across Michigan about how devastating this pandemic has been to them and their employees. Small businesses are engines of economic growth in Michigan – we need to do all we can to support them. This bill raises funding for 7(a) loans, minority-owned businesses and includes 100% loan guarantees for small businesses impacted by this pandemic. Small businesses in Michigan interested in applying for a 7(a) loan are encouraged to contact their lender, whether it is a community bank, credit union, or other financial institution, to inquire about applying for a 7(a) small business loan.
  • Additional Support for Health Care Providers. I pressed for this bill to include additional funding for hospitals – including rural hospitals – so that our health care providers have the financial resources and medical supplies needed to care for patients and keep themselves safe. This includes $100 billion in direct payments to hospitals and health care providers across the country, including in Michigan. This will help ensure that hospitals can make up for lost revenue, continue their operations and make payroll for the dedicated nurses, doctors and health care providers who are on the front lines of pandemic response efforts.

I’ve said it before, and I’ll say it again: Michiganders who aren’t receiving a paycheck or have lost their jobs because of the Coronavirus pandemic shouldn’t have to worry about whether they can pay their bills or put food on the table.

I’m going to continue to work tirelessly to make sure workers, heath care professionals, families, and small businesses have the resources they need to weather this unprecedented emergency. My office continues to stand ready to help and provide you with reliable information to help you and your family stay up-to-date and safe. Please visit my website https://www.peters.senate.gov/coronavirus for more information.

To every nurse, doctor, and health care professional, thank you for all that you’re doing on the front lines to protect your fellow citizens during this pandemic. We each have a role to play in combatting this pandemic, and I’m going to keep fighting for the people of Michigan. Together, I know we can get through this, even stronger.

Thanks for reading,

Gary Peters
United States Senator for Michigan

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*Beware* Potential Scams from COVID-19

*Beware* Potential Scams from COVID-19

Scammers are taking advantage of fears surrounding the novel coronavirus, also known as COVID-19. Here’s what you need to know to protect yourself. 

  • Be aware that scammers may be spoofing (impersonating) numbers from local public health departments or other trusted sources so they appear legitimate on your caller ID. To verify the identity of a caller, hang up and look up the organization’s number to call them back.
  • Do not give your personal information to people on the phone or those who come to your door. Personal information includes your social security number, credit card number, or Medicare ID.
  • Ignore online offers for vaccinations. There currently are no vaccines, pills, potions, lotions, lozenges or other prescription or over-the-counter products available to treat or cure COVID-19 – online or in stores*.
  • Don’t click on links from sources you don’t know. They could download viruses onto your computer or device. Watch for emails claiming to be from the Center for Disease Control and Prevention (CDC) or experts saying that they have information about the virus.
  • For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) https://www.cdc.gov and the World Health Organization (WHO) https://www.who.int
  • Do your homework when it comes to donations, whether through charities or crowdfunding sites. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don’t do it.
  • If you think you’ve been scammed, call your local law enforcement to make a report.
MDOT Closing Livernois Rd under I-75 This Weekend

MDOT Closing Livernois Rd under I-75 This Weekend

MDOT E-mail

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FOR IMMEDIATE RELEASE                                         WEDNESDAY, MARCH 25, 2020


CONTACT: Rob Morosi, MDOT Office of Communications, MorosiR@Michigan.gov


MDOT closing Livernois Road under I-75 this weekend

for bridge demolition in Oakland County


Fast facts:

– Starting Friday morning, crews will be demolishing the southbound I-75 bridge over Livernois Road.

– Livernois Road will reopen to traffic by 5 a.m. Monday, March 30.


March 25, 2020 — Michigan Department of Transportation (MDOT) contracting crews will be closing both directions of Livernois Road under I-75 for bridge demolition starting at 9 a.m. Friday, March 27. The closure is needed for demolishing the southbound I-75 bridge over Livernois Road. Currently, both directions of I-75 have two lanes open with all traffic using the northbound side of the freeway, separated by a temporary concrete barrier. This configuration will allow for the southbound lanes and bridges to be reconstructed this year. This weekend’s closure will not impact traffic on I-75.


The posted detour for northbound and southbound Livernois Road includes Big Beaver, Crooks and Maple roads. Both directions of Livernois Road will reopen by 5 a.m. Monday, March 30. Upon reopening, Livernois Road will have one lane open in each direction under I-75.


Follow I-75 modernization progress on the web at www.Modernize75.com, or follow on Facebook at www.facebook.com/Modernize75 or on Twitter at www.twitter.com/Modernize75.  



Protect workers. Protect drivers. Safe work zones for all.



www.twitter.com/MDOT_MetroDet | www.facebook.com/MichiganDOT | www.youtube.com/MichiganDOT

Please Donate Equipment for Healthcare Workers and First Responders

Please Donate Equipment for Healthcare Workers and First Responders

Coulter: Please donate equipment for healthcare workers and first responders

​Pontiac, Michigan – Personal protective equipment for healthcare workers and first responders remains in short supply because of the COVID-19 pandemic. Oakland County Executive David Coulter put out the call for donations in response to this shortage during a news conference today at the L. Brooks Patterson Executive Building.

Beginning Monday, Oakland County will accept donations of masks (all types), face shields, surgical gowns, surgical gloves, no-touch thermometers, and respirators at the Oakland County Farmers Market, 2350 Pontiac Lake Road in Waterford, Monday through Friday from 9 a.m. – 5 p.m.

“We need more equipment,” Coulter said. “If you or your business has this equipment and you’re not currently an essential business that needs to be open – maybe you’re a dentist’s office whose affected by the Governor’s order yesterday (Friday) or maybe you’re another kind of facility that has access to this equipment – we need it. I want to encourage you to contact our Emergency Operations Center.”

Oakland County will pick up any donated equipment on the list for those who are unable to drop off donations at the Farmers Market.

“Right now, our top priority is trying to obtain personal protective equipment for hospitals, for healthcare workers, for EMS and first responders. County Executive Coulter and the Board of Commissioners have provided us with great resources including funds needed but right now we can’t find or get these supplies.”

To contact the Emergency Operations Center to donate equipment, call 248-858-5300 or email oakeoc@oakgov.com. For more information about the COVID-19 pandemic, go to OakGov.com/COVID.