MDHHS and Courts Partner to Return Children Home from Foster Care

MDHHS and Courts Partner to Return Children Home from Foster Care

LANSING, Mich. – The Michigan Department of Health and Human Services (MDHHS) and the State Court Administrative Office (SCAO) have partnered to ensure that children in foster care return to permanent homes as quickly and as safely as possible during the COVID-19 health crisis.

More than 200 children in Michigan’s foster care system have been identified as being close to being able to return home to one or both parents. Child welfare officials and SCAO want to help them achieve that goal within the next month, if not sooner.

“The department believes that children should not be in foster care for any longer than absolutely necessary,” said JooYeun Chang, executive director of the Children’s Services Agency at MDHHS. “Even though we are facing numerous challenges right now, the urgency to achieve permanency for children and their families should not be slowed due to COVID-19.”

The project, called Rapid Permanency, uses a team approach involving Michigan’s public and private child welfare caseworkers, lawyers and judges to analyze cases eligible for reunification where parents have made significant progress. These stakeholders coordinate with one another to create a plan, with the input of parents, to address barriers that are currently prohibiting reunification and to facilitate the immediate referral to resources or services that can support safe and expedited permanency.

SCAO is assisting in this process by equipping courts with the tools to hold virtual hearings, as well as developing recommendations to resolve issues without the need to have hearings so no delays occur in reviewing cases, and issuing return home orders for children, when appropriate. Justice Megan Cavanagh said “During a time of crisis, taking steps to make sure children are with their parents is the right thing to do. The goal of this partnership is to remove barriers to bringing families together as quickly as possible, and judges statewide are committed to making well-informed decisions that are in the best interest of every child.”

“To achieve permanency, families need strong support and access to resources, and this partnership will play a key role in making sure children can be safely reunified with their parents. With close supervision by the judiciary and support from child welfare professionals and the community, more children can go home,” said Justice Beth Clement.

Both Justice Cavanagh and Justice Clement focus on child welfare issues for the Court.

The team approach will include assessment of parent progress, implementing strategies to address remaining barriers to reunification, creation of a family-specific plan to ensure child safety and well-being, referrals to in-home family reunification services, and obtaining agreement among team members and the Court to assure safe return.

This team-focused approach to expedited permanency has proven successful in other states and is expected to help Michigan meet the goal of reunifying children with their families as quickly as possible. The hope is that whatever is learned through this project can also inform practice well into the future to ensure children can safely remain with their parents.

Information around the outbreak is changing rapidly. The latest information is available at Michigan.gov/Coronavirus and CDC.gov/Coronavirus.

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AG Nessel Calls on Feds to Help Homeowners

Attorney General Dana Nessel

Media Contact:

Ryan Jarvi
(o) 517-335-7666 (c) 517-599-2746

FOR IMMEDIATE RELEASE:
Wednesday, April 29, 2020

AG Nessel Calls on Feds to Help Homeowners Affected by COVID-19

Bipartisan Coalition of Attorneys General Demands Actions to Address Unprecedented Disruption to Mortgage Market   

LANSING – In the wake of the COVID-19 pandemic, Michigan Attorney General Dana Nessel and a bipartisan coalition of attorneys general demanded action to help homeowners in letters sent late last week to the Federal Housing Finance Administration (FHFA) and the Department of Housing and Urban Development (HUD).

Federal efforts have included suspending evictions and foreclosures, and additional forbearance and foreclosure relief for homeowners whose loans are backed by Fannie Mae and Freddie Mac or other federal entities. But the coalition is calling for more protections for those homeowners.

As part of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), FHFA and HUD have already adopted streamlined processes for borrowers who have been affected by COVID-19 to enter into forbearance plans, which allow borrowers to pause mortgage payments for a limited period of time. But once the forbearance period ends, borrowers are currently being asked to either repay the missed payments in a lump sum or enter into a more permanent loss mitigation solution.

Because an unprecedented number of borrowers will need help at essentially the same time, the letters recommend moving the missed payments to the back of the loan term to allow immediate relief for homeowners and limit the strain on the mortgage-servicing industry.

“This pandemic calls for a new way of thinking across a broad spectrum of industries and arenas, and the housing market is no exception,” Nessel said. “These federal agencies have helped homeowners by making it easier for them to delay payments on their mortgages, which certainly brings with it a sense of security and peace of mind during such uncertain times. But more can be done by not charging these homeowners a massive bill all at once, which may not be a practical or affordable option for many people. That’s why my colleagues and I are urging the FHFA and HUD to follow through on these commonsense changes to make sure people can keep their homes.”

The letters make three recommendations FHFA and HUD should do:

  • Issue guidance revising their forbearance programs so that missed payments are automatically placed at the end of the loan’s term;
  • Expand eligibility for disaster relief loss mitigation programs; and
  • Clarify that the moratorium on foreclosures and evictions applies to all aspects of the foreclosure or eviction process. That includes issuing pre-foreclosure and acceleration notices, posting or publishing any notices, filing or proceeding with motions beyond continuances, or taking any other foreclosure or eviction action during the moratorium.

The protection of the CARES Act applies only to federally backed mortgages, which make up about 62 percent of the mortgage market. Borrowers who are not covered should contact their mortgage servicer (the company they send their monthly payment to) to determine whether it is offering any relief during the pandemic.

In addition to Nessel, attorneys general from the following states and territories signed the letters: California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Hawaii, Idaho, Illinois, Iowa, Maine, Maryland, Massachusetts, Minnesota, Montana, Nebraska, Nevada,  New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Dakota, Tennessee, Vermont, Virginia, Washington,  West Virginia, and Wisconsin.

Are you eligible for relief?  

If you have a federally backed mortgage, you have the right to request a forbearance for up to 180 days if you have a financial hardship due to the COVID-19 pandemic. You also have the right to request one extension for up to another 180 days.

The Consumer Financial Protection Bureau offers a guide to COVID-19 mortgage relief options on its website. To determine whether you are eligible for a forbearance plan or other assistance:

  • First find out who services your mortgage and whether you have a federally backed mortgage. See tips from CFPB or go to FannieMae or Freddie Mac’s look up tool.
  • If you do not have an eligible mortgage, your servicer or financial institution may be offering relief to borrowers. Call your servicer and let them know your situation immediately. Ask them what “forbearance” or “hardship” options may be available.

Keep in mind that forbearance doesn’t erase what you owe. You still must repay any missed or reduced payments in the future.

Need Small Business Help? Here’s How to Apply

Need Small Business Help? Here’s How to Apply

U.S. Senator Gary Peters
Friend,

After hearing from small businesses across Michigan about the serious financial challenges they are facing because of the Coronavirus pandemic, I helped pass bipartisan legislation that is now law to provide additional funding to small businesses that need help. I’d like to provide you with an update on the new funding, how you can apply and what I’m doing to help ensure small businesses that need help the most can get it.

SIGNIFICANTLY MORE FUNDING FOR SMALL BUSINESSES

I pushed for significant improvements to the initially proposed legislation during bipartisan negotiations, including:

  • An additional $120 billion for the Small Business Administration (SBA)’s Paycheck Protection Program (PPP), Economic Injury Disaster Loan and Emergency Economic Injury Grant programs for a total of $370 billion in funding for small businesses;
    • $60 billion of which is specifically dedicated to Community Development Financial Institutions (CDFIs), Minority Depository Institutions (MDIs) and other community-focused lenders – which I was proud to lead the fight to include for businesses in underserved areas, including minority-owned and rural businesses;
  • $25 billion to dramatically expand testing – a necessary step towards reopening our economy safely; and
  • $75 billion for our hospitals and health care providers, who are on the front lines working to mitigate the impacts of this crisis.

Importantly, the initial bill included a smaller amount for small businesses, and no funding for testing, health care providers or a dedicated funding stream for minority-owned businesses. I fought for additional funding for testing and hospitals, and I’m pleased that we were able to come together to make significant improvements to this aid.

But for small businesses, the fact remains that navigating federal bureaucracy can be a confusing and difficult process. I’m very concerned that Michigan small businesses have applied, but haven’t been able to access funding.

That was something I heard about last week, when I convened a virtual roundtable discussion with the SBA and representatives from CDFIs and MDIs to help answer questions from Michigan minority small business owners regarding the new round of funding and how to apply for assistance.

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You can watch last week’s virtual meeting I convened with Michigan minority small business owners by clicking here.

HOW TO APPLY FOR FEDERAL SUPPORT

Are you a Michigan small business owner who had trouble applying previously? Or are you looking to apply now that additional resources are available? If so, I want to be a helpful resource and help you cut through the red tape.

I’ve put together an informational tip sheet on how to apply. You can find that guide by clicking here.

Whether you’re applying for an SBA loan for the very first time – applying for economic injury grants – or requesting counseling assistance – this guide can serve as a one-stop shop for many of your questions.

OVERSIGHT: ENSURING HELP GOES TO SMALL BUSINESSES THAT NEED IT MOST

I’m going to keep working to ensure that small business assistance is actually going to those that need it the most. I’ve called for a wide-ranging investigation to look into any problems with the PPP and how we can fix it so that small businesses – including minority-owned businesses – can get the resources they need to stay afloat. Right now, Michigan’s small businesses are hurting. That’s why I’m going to be doing everything I can to ensure we can get through this unprecedented public health and economic crisis – and emerge stronger than before.

Thanks for reading,

Gary Peters
United States Senator for Michigan

Over 1 Million Michigan Workers Affected by COVID-19

Over 1 Million Michigan Workers Affected by COVID-19

Contact: Jason Moon 517-282-0041

The Michigan Unemployment Insurance Agency (UIA) has provided benefits to 1,018,315 Michigan workers who are unemployed as a result of COVID-19. The agency also disbursed more than $1.66 billion in payments since March 15. The most recent U.S. Dept. of Labor report showed 1,178,021 Michiganders filed unemployment claims between March 15 – April 18. Most workers who have not yet received unemployment benefits will be eligible in the coming weeks once they complete the federal requirement to certify their claim.

“We are working hard to provide emergency financial assistance to those affected by COVID-19, with more than 1 million Michiganders receiving benefits,” said Michigan Dept. of Labor and Economic Opportunity Director Jeff Donofrio. “While Michigan’s unemployment system appears to be outpacing the rest of the country in paying benefits, much work remains for those who still need help completing their claim. We will not rest until everyone receives the benefits they are entitled to.”

In conjunction with the federal CARES Act, Michigan was among the first states in the nation to begin sending the additional $600 federal payments in Pandemic Unemployment Compensation (PUC) and make the unemployment application available to self-employed workers and independent contractors through the Pandemic Unemployment Assistance (PUA). In a recent Detroit Free Press report, Michele Evermore, senior policy analyst of Washington, D.C., nonprofit National Employment Law Project, said the state has been uniquely responsive to the crisis. Michigan is one of the few states already issuing the additional $600 pandemic benefit handed down from the federal government, she said. Evermore credited Gov. Gretchen Whitmer for improved access to benefits.

 

Added Capacity
The UIA has extended its call center hours and added hundreds of customer facing staff. The agency has also built in new tools to its online system connecting more than 100 staff to resolve technical issues like locked accounts.

Historical Demand
In the weeks preceding the pandemic, the UIA received around 5,000 new weekly unemployment claims. During the Great Recession, the weekly high was around 77,000 in 2009.

 

Unemployment claims during COVID-19:

 

Week-Ending March 21:             128,806

Week-Ending March 28:             304,335

Week-Ending April 4:                  388,554

Week-Ending April 11:                222,207

Week-Ending April 18:                134,119

Five Week Total:                     1,178,021

 

How to File and Certify
The fastest and easiest way to file and certify a claim is online at Michigan.gov/UIA. More than 90% of all claims are filed and certified on the 24hr website. Customers are urged to use the site during off-peak hours between 8pm-8am. For anyone having difficulty with their account, the UIA Call Center – 866-500-0017 – is available 8am-6pm Mon-Fri and 7am-2pm on Saturday. Customers in the call center and online chat queues before closing time will have their calls or chats resolved that day.

 

Information around this outbreak is changing rapidly. The latest information is available at Michigan.gov/Coronavirus and CDC.gov/Coronavirus.

Mental Health and Addiction Treatment Act 

Mental Health and Addiction Treatment Act 

Governor Gretchen Whitmer Banner - headshot with bridge graphic

FOR IMMEDIATE RELEASE

April 28, 2020

Media Contact: [email protected]

 

Governor Whitmer Statement on Senator Debbie Stabenow’s Excellence in Mental Health and Addiction Treatment Act

Sen. Stabenow has secured $54,452,014 in new funding for Michigan’s behavioral health clinics

 

LANSING, Mich. — Today, Governor Gretchen Whitmer released the following statement after Senator Debbie Stabenow announced that 18 Michigan community mental health organizations have been selected as Certified Community Behavioral Health Clinics. Michigan will receive $54,452,014 in new funding for the clinics. Senator Stabenow’s announcement is a result of the passage of the Excellence in Mental Health and Addiction Treatment Act by Senator Stabenow and Senator Roy Blunt (R-MO).

 

“Michiganders have faced an unprecedented crisis over the past month, and in these uncertain times having access to mental health resources is crucial,” said Gov. Whitmer. “The work Senator Stabenow has done will ensure more Michiganders can access the behavioral health services they need while navigating this crisis. I’m eager to continue working with Senator Stabenow and everyone else who wants to help make sure Michiganders have access to these resources year round.”

 

Senator Stabenow is a longtime advocate for Michiganders who need access to behavioral health services. To date, she has secured over $88 million in funding for Michigan community mental health centers.