Data Breach Alert Following AT&T Data Breach

Data Breach Alert Following AT&T Data Breach

Nessel Email Header
FOR IMMEDIATE RELEASE:

April 3, 2024

Media Contact:
Danny Wimmer

AG Nessel Re-Issues Data Breach Alert Following AT&T Data Breach

LANSING – Michigan Attorney General Dana Nessel is alerting Michigan consumers to a massive data breach affecting millions of current AT&T customers and tens of millions more former account holders nationwide. Nessel wants those whose information may have been compromised in the recent AT&T data breach to know what steps they can take to protect their data from scammers and identity thieves.

“If you have ever held an account with AT&T, we strongly recommend you take simple precautions now to protect yourself against this significant breach,” Nessel said. “Obviously, current customers should change their AT&T login credentials immediately and update any other accounts where you use the same or similar passcodes, passwords or security questions, but so too should former customers consider taking these steps. All customers who receive notice should take this seriously, this data is already available on the dark web, which indicates the involvement of fraudsters and criminals.”

AT&T disclosed March 30th that customer account information appeared in a large dataset released on the dark web that month, impacting approximately 7.6 million current AT&T account holders and more than 60 million former account holders. According to AT&T, the dataset appears to be from 2019 or earlier and contains information such as Social Security numbers and 4-digit numerical PIN passcodes. Full names, email addresses, mailing addresses, phone numbers, dates of birth, and AT&T account numbers may have also been compromised.

AT&T intends to notify customers via email or letter and encourages current and former customers with questions to visit their website for more information. Michigan law does not require companies to notify the Attorney General’s office of data breaches, and the number of affected Michigan consumers is unknown. Former customers with sensitive data attached to older accounts should take protective measures as outlined in the guidance below now and not await an official notice from AT&T, who may not have accurate or current contact information in their records.

The Department of Attorney General’s Data Breaches: What to do Next alert provides consumers with useful information about what kind of information can be accessed during a data breach. The U.S. Federal Trade Commission also has consumer guidance available for creating strong passwords and securing your accounts.

“My department has resources available online to help those impacted, and my consumer protection team is ready to assist any Michigan resident who may become a victim of identity theft due to this breach,” Nessel continued.

Consumers can protect themselves during a data breach by taking the following actions:

  • Watch out for phishing emails;
  • Strengthen or change your passwords;
  • Do not retain unnecessary data or files;
  • Use multifactor authentication on devices and accounts;
  • Consider locking your credit to prevent unauthorized activity; and
  • Review your credit report often. Take advantage of free weekly credit reports from each of the three main credit reporting agencies: Equifax, Experian, and TransUnion by contacting the Annual Credit Report website.

To file a complaint with the Attorney General, or get additional information, contact:

Consumer Protection Team
P.O. Box 30213
Lansing, MI 48909
517-335-7599
Fax: 517-241-3771
Toll-free: 877-765-8388
Online complaint form

 

AG Nessel Kicks Off Financial Literacy Month

AG Nessel Kicks Off Financial Literacy Month

Nessel Email Header
FOR IMMEDIATE RELEASE:

April 1, 2024

Media Contact:
Danny Wimmer

AG Nessel Kicks Off Financial Literacy Month with Re-Issue of Overdraft Fee Alert

LANSING – Many of us use our bank accounts or bank debit cards to pay bills and make purchases. In recognition of the start of Financial Literacy Month, Michigan Attorney General Dana Nessel is re-issuing her Overdraft Fee Rules alert to educate consumers about how banks must handle account overdrafts and what the customer is entitled to know about a bank’s overdraft policy, so they’re not fooled by fees this April or any time of the year.

Rules enacted by the Federal Reserve Board in 2010 prohibited banks from charging overdraft fees for ATM withdrawals and debit card purchases unless the customer has opted into the bank’s overdraft protection service. With overdraft protection, the bank allows withdrawals and debit card purchases to process even if the transaction results in an overdraft.

“Our ever-present reliance on banks and debit card transactions holds the possibility of racking up hefty fees if we don’t know the rules,” Nessel said. “Consumers who understand the regulations banks must adhere to regarding overdraft fees are better equipped to make informed decisions and protect their financial well-being.”

When a bank allows a transaction to clear when the consumer’s account does not contain enough money to cover it, the bank is, essentially, extending a loan to the consumer. However, these loans are exempt from the Truth in Lending Act (TILA), which protects consumers from unfair credit card and billing practices. Through this loophole, banks are allowed to lend money to cover overdrafts without providing clear disclosures and other protections, costing consumers billions each year. In January, the Consumer Financial Protection Bureau proposed a rule to reduce what it called “excessive overdraft fees” and to close the truth-in-lending loophole by treating overdraft loans as credit subject to TILA with clear and consistent requirements.

On its website, Investopedia rolled out 5 areas that consumers can focus on to expand their financial literacy:

  • Budgeting – Learning healthy spending habits begins with budgeting. Identifying monthly expenses can help track and control your spending.
  • Investing – Your decision about what to invest in and how much should take into account the risks and potential rewards of the different investments. Whether it’s stocks, bonds, ETFs, or mutual funds, financial literacy means understanding that these investments all come with risks. The key is to take educated risks that align with your financial goals and risk comfort level.
  • Bank Accounts – They are one step in creating a stable financial future. Financial literacy means understanding the different types of bank accounts, their benefits, features, and fees, as well as how they fit with your financial goals.
  • Personal Finance – This is the intersection of financial literacy and personal decision-making. It is charting a path to meeting your financial goals and sticking to it.
  • Credit Cards – They allow you to borrow money from the card issuer and pay it back over time. For every month you don’t pay your balance in full, you are charged interest. As of the fourth quarter of 2022, Americans owed $986 billion in credit card debt. Financial literacy means being cautious about using credit and avoiding spending more money than you have.

In 2003, the U.S. House of Representatives passed a resolution requesting President George W. Bush to issue a “proclamation calling on the Federal Government, States, localities, schools, nonprofit organizations, businesses, other entities, and the people of the United States to observe “Financial Literacy for Youth Month” with appropriate programs and activities.” Financial Literacy Month was officially established in the U.S. in 2004 with the goal of highlighting the importance of being financially literate and encouraging consumers to acquire skills to help them become financially smart.

This month is meant to shine a light on the critical role personal finance plays in providing us with the financial freedom to take control of our lives and keep up with the world’s changing financial landscape. Making the path to financial literacy a lifelong pursuit is a step in the right direction.

To file a complaint with the Attorney General, or get additional information, contact:

Consumer Protection Team
P.O. Box 30213
Lansing, MI 48909
517-335-7599
Fax: 517-241-3771
Toll-free: 877-765-8388
Online complaint form

Combatting the opioid crisis in Michigan

Combatting the opioid crisis in Michigan

Image
 

Friend ­­––

The opioid crisis has devastated communities across Michigan – and young people have been hit as hard as anyone. Over 100,000 teenagers in our state have experienced a substance use disorder.

These are kids who should be going to school, spending time with their friends, and looking forward to their futures. Instead, they’re losing their adolescence to addiction.

I recently heard about this firsthand when I joined a roundtable at the Greater Flint Health Coalition, where I spoke with health care providers on the front lines of this crisis about the scope of this problem and the resources they need to address it. I know how essential it is that we continue to support their work.

 

Image

Click HERE to watch more.

 

That starts with reauthorizing the Youth Prevention and Recovery Initiative – a program I helped establish in 2018 that has provided critical support to young people who are struggling with addiction.

This is just the first step. I’ll continue doing whatever I can to keep up the fight against the opioid crisis and help our communities heal.

 

Thanks for reading,

Gary Peters
United States Senator for Michigan

Individual Income Tax Returns due in Less Than a Month

Individual Income Tax Returns due in Less Than a Month

Treasury Logo

FOR IMMEDIATE RELEASE
March 21, 2024

Contact: Ron Leix, Treasury, 517-335-2167

Treasury: Individual Income Tax Returns due in Less Than a Month

 Tax Returns Must be eFiled or Mailed by April 15, 2024

LANSING, Mich. – The Michigan Department of Treasury (Treasury) is reminding taxpayers that state individual income tax returns are due in less than a month.

State individual income tax returns must be filed electronically or postmarked through the U.S. Postal Service by 11:59 p.m. on Monday, April 15. For more information about e-filing, go to www.mifastfile.org

“Taxpayers still have time to complete and file their 2023 tax return before the mid-April deadline,” said Deputy State Treasurer Kavita Kale, who oversees Treasury’s Revenue Services programs. “This year, there are a lot of tax benefits on the table for Michigan’s taxpayers, including an expanded Michigan Earned Income Tax Credit for Working Families and the ‘Retirement Tax’ rollback. Consider e-filing or finding a reputable tax preparer to ensure an accurate return is filed and all benefits are received.”

For the 2023 tax year, the Michigan Earned Income Tax Credit for Working Families quintupled from 6% to 30% and retirees have more options for choosing the best taxing situation for their retirement benefits.

To date, more than 2.1 million returns for the 2023 tax year have been processed, providing more than $1.46 billion in refunds. The average refund amount is $841.

Printed tax forms are available online and at public libraries, post offices in northern Michigan and the Upper Peninsula, Department of Health and Human Services county offices, and Treasury field offices.

For the benefit and convenience of taxpayers, both federal and state of Michigan individual income tax returns are due April 15, 2024. City of Detroit individual income tax returns are also due on April 15, 2024.

Ask Tax Questions with eServices

Michigan taxpayers who have questions about their individual income tax returns or refunds can use the Treasury eServices platform to find answers.

The state Treasury Department portal enables taxpayers to ask state individual income tax-related questions when convenient and avoids waiting for a customer service representative to answer your call. Taxpayers typically get answers to questions through Treasury eServices within 24 to 48 hours.

The Treasury eServices platform also enables taxpayers to change addresses, view estimated tax payments, calculate penalty and interest, and view and respond to letters. Tax refund status information is available through eServices.

Free Tax Help

Individuals with low income, disabilities or are 60 years of age or older may qualify for free tax preparation help from IRS-certified volunteers. For information about free tax help, go to irs.treasury.gov/freetaxprep or dial 2-1-1.

Additional free tax help can be found at www.michiganfreetaxhelp.org.

To learn more about Michigan’s individual income tax or to download forms, go to www.michigan.gov/incometax. Information about the city of Detroit’s individual income tax can be found at www.michigan.gov/citytax.

Whitmer Makes Appointments to Boards and Commissions 

Whitmer Makes Appointments to Boards and Commissions 

Governor Whitmer Header

FOR IMMEDIATE RELEASE

March 21, 2024

Contact: [email protected]

 

Governor Whitmer Makes Appointments to Boards and Commissions

 

LANSING, Mich. — Today, Governor Gretchen Whitmer announced the following appointments to the Michigan State Council for Interstate Juvenile Supervision, Correctional Officers’ Training Council, State Board of Ethics, Michigan Trails Advisory Council, Michigan Task Force on Physician’s Assistants, Michigan Board of Massage Therapy, Michigan Board of Barber Examiners, Michigan Board of Audiology and Michigan Board of Behavior Analysts.

 

Today’s appointees represent Michigan’s young professionals, communities of color, seniors, and more. The appointees announced this week build on Governor Whitmer’s work to ensure appointees reflect Michigan’s diverse population. Sixty percent of appointees are women or people of color, and the Whitmer cabinet is the most diverse in Michigan history.

 

Michigan State Council for Interstate Juvenile Supervision

 

Algeria Wilson, of East Lansing, is the health and equity policy advisor in the Executive Office of Governor Gretchen Whitmer. Previously, she served as the director of public policy for the National Association of Social Workers Michigan Chapter. Wilson received her Bachelor of Social Work from the University of Cincinnati and Master of Social Work from Michigan State University. Algeria Wilson is reappointed to represent designee of the executive branch for a term commencing March 21, 2024, and expiring February 12, 2028.

 

The Michigan State Council for Interstate Juvenile Supervision is a formal agreement between member states with the goal of preserving child welfare and promoting public safety interests of citizens, including victims of juvenile offenders. The Michigan State Council for Interstate Juvenile Supervision provides a mechanism for empowerment of the compact process, and serves as an advocate when improving operations, resolving disputes between states, and conducting training.

 

This appointment is not subject to the advice and consent of the Senate.

 

Correctional Officers’ Training Council

 

Kelly Manning, of Grand Ledge, is the director of the office of performance and management at the Department of Technology, Management, and Budget (DTMB). Previously, she worked as an account manager at DTMB, and as an auditor at Plante Moran PLLC. Kelly Manning received her Bachelor of Science in business and accountancy from Ferris State University.  Kelly Manning is reappointed to represent designee of the Director of DTMB for a term commencing March 30, 2024, and expiring March 29, 2027.

 

Robert Davis, of Saginaw, is a pastor at the Christ Fellowship Baptist Church in Saginaw. He is also the special assistant to the Bishop of Kingdom Alliance Covenant Fellowship (KACF) with 23 churches represented and was appointed their Executive Council. Davis also serves as the chaplain for the Saginaw Police Department. Robert Davis is reappointed to represent general public member for a term commencing March 30, 2024, and expiring March 29, 2027.

 

Matthew Larson, of Detroit, is an associate professor at the school of social work at Wayne State University, and the director of implementation at the Center for Behavioral Health and Justice. Larson received his Bachelor of Arts in criminal justice from Siena Heights University, his Master of Science in criminal justice from Wayne State University, and his Ph.D. in criminology and criminal justice from Arizona State University.  Matthew Larson is reappointed to represent the academic community for a term commencing March 29, 2024, and expiring March 30, 2027.

 

Tamara McDiarmid, of Ionia, is the program director of public service careers for Lansing Community College. Previously, she worked as a corrections officer and sergeant for the Kent County Sheriff Office and as a road patrol officer for the Walker Police Department and Ottawa County Sheriff Office. McDiarmid received her Bachelor of Science in law enforcement from Ferris State University and her Master of Science in criminal justice from Grand Valley State University.  Tamara McDiarmid is reappointed to represent the academic community at the community college level for a term commencing March 20, 2024, and expiring March 29, 2027.

 

The Correctional Officers’ Training Council establishes standards regarding training and education as prescribed in the Correctional Officer’s Training Act. The Council develops, approves, and updates course content for the vocational certificate program, minimum requirements for recruitment and selection for new state corrections officers, and standards for the certification, recertification, and decertification of state corrections officers.

 

These appointments are not subject to the advice and consent of the Senate.

 

State Board of Ethics

 

James Liggins Jr., of Kalamazoo, is senior counsel at Warner Norcross + Judd LLP, and has been with the firm since 2018. Previously, he was a partner at Miller Canfield Paddock and Stone, PLC, and an in-house litigation associate at Consumers Energy. He also serves on the executive committee and as vice chair of the board of directors for Bronson Healthcare Group, as a member of the American Hospital Association Committee on Governance, as past chair on the board of directors for the United Way of Southcentral Michigan, and as co-chair of the State Bar of Michigan Judicial Qualifications Committee. He also serves on the on the board of directors for the Greanleaf Trust and the Western Michigan University Board of Trustees. Liggins received a Bachelor of Arts in political science from the University of Michigan and his Juris Doctor from Michigan State University College of Law. James Liggins is reappointed for a term commencing March 21, 2024, and expiring February 7, 2028.

 

Anne Mervenne, of Royal Oak, is the president and founder of Mervenne and Company, a consulting firm. She serves on the Board of Directors Blue Cross Blue Shield of Michigan. She previously served in the administration for Governor Engler and as co-director of the Michigan Political Leadership Program. Mervenne received her Bachelor of Arts in urban studies from Michigan State University. Anne Mervenne is appointed for a term commencing March 21, 2024, and expiring February 7, 2028. She succeeds Anne Nancy Strole whose term has expired.

 

Taharah Saad, of Dearborn, is the incoming senior director of small business services of TechTown Detroit. She previously served as a global DEI manager, and as an executive director and president of the Arab American Women’s Business Council. Saad received a Bachelor of Science in electrical engineering and Master of Engineering Management from Lawrence Technological University. Taharah Saad is appointed for a term commencing March 21, 2024, and expiring February 7, 2028. She succeeds Maha Freij whose term has expired.

 

The State Board of Ethics is authorized to determine the ethical conduct of classified or unclassified state employees, and public officers of the executive branch of Michigan state government who are appointed by the Governor or another executive department official.

 

These appointments are subject to advice and consent of the Senate.

 

Michigan Trails Advisory Council

 

Kenneth Hopper, of Brimley, is the owner and manager of Bird’s Eye Outfitters and the director of Outhouse Conservation, a non-profit to promote non-motorized use of trails. Hopper received a Master of Science in field biology and outdoor recreation from Central Michigan University. Kenneth Hopper is reappointed to represent non-motorized trail users and also represents UP residents for a term commencing March 21, 2024, and expiring January 17. 2027.

 

Richard Williamson, of White Lake, is the executive director and chief of staff of the Michigan Regional Council of Carpenters and Millwrights. Richard Williamson is reappointed to represent snowmobile owners for a term commencing March 21, 2024, and expiring January 17, 2027.

 

The Michigan Trails Advisory Council was formed with the enactment of Public Act 451 of 1994. The purpose of the council is to advise the Department of Natural Resources and The Governor on the creation, development, operation, and maintenance of motorized and nonmotorized trails in the state, including snowmobile, biking, equestrian, hiking, offroad vehicle and skiing trails.

 

These appointments are not subject to the advice and consent of the Senate.

 

Michigan Task Force on Physician’s Assistants

 

Michael White, of Marquette, is an emergency medicine physician’s assistant at UP Health System in Marquette. He has served as the Region 1 representative for the Michigan Academy of Physician Associates for six years. White received a Bachelor of Science in physician assistant studies at the University of Texas Southwestern at Dallas and his Bachelor of Science in electrical engineering at the University of Notre Dame. Michael White is appointed to present physician’s assistants for a term commencing March 21, 2024, and expiring December 31, 2027. He succeeds Jill Hasen whose term has expired.

 

Eryn Smith, of Saline, is a practicing physician assistant at the University of Michigan Hospital. Previously, he has worked as an assistant professor, helping to create the Physician Assistant Program at Eastern Michigan University. Before furthering his career in medicine, Smith worked as a paramedic and firefighter. Smith received his Bachelor of Arts in sociology at University of Michigan and his Master of Science in medicine at Western Michigan University. Eryn Smith is appointed to represent physician’s assistants for a term commencing March 21, 2024, and expiring December 31, 2027. He succeeds Lara Davis whose term has expired.

 

The Michigan Task Force on Physician’s Assistants works with the Department of Licensing and Regulatory affairs to oversee the practice of physician’s assistants in this state. The Public Health Code mandates certain responsibilities and duties for a health professional licensing board. Underlying all duties is the responsibility of the Board to promote and protect the public’s health, safety, and welfare.

 

These appointments are subject to the advice and consent of the Senate.

 

Michigan Board of Massage Therapy

 

Elise Wheelock, of Pinckney, is a creative marketing manager at Constructive Eating in Ann Arbor. She is also currently in training to earn her yoga teacher training certification, with an expected certification date in April. Wheelock received a Bachelor of Arts in creative writing and Bachelor of Science in biopsychology, cognition, and neuroscience from the University of Michigan. Elise Wheelock is appointed to represent the general public for a term commencing March 21, 2024, and expiring December 31, 2025. She succeeds Dionne Hardiman who has resigned.

 

AnneMarie Hazzard-Pryor, of Grand Rapids, is a practicing massage therapist and owner of Simple Wellness Solutions and Simply Natural Massage in Grand Rapids. Hazzard-Pryor received her massage therapy certification from the Blue Heron Academy of Healing Arts. Anne Marie Hazzard-Pryor is appointed to represent massage therapists for a term commencing March 21, 2024, and expiring December 31, 2027. She succeeds Jamel Randall who has resigned.

 

The Michigan Board of Massage Therapy was created to regulate the application of a system of structured touch, pressure, movement, and holding to the soft tissue of the human body in which the primary intent is to enhance or restore the health and well-being of the client. The Board of Massage Therapy consists of 11 members: 7 massage therapists and 4 public members. Each member serves 4-year terms.

 

These appointments are subject to the advice and consent of the senate.

 

Michigan Board of Barber Examiners

 

Ronald Farmer, of Saginaw, is a senior process executive at Cognizant and the owner and operator of RMC Printing & More. Ronald Farmer is appointed to represent the general public for a term commencing March 21, 2024, and expiring September 30, 2027. He succeeds Grant Thelen whose term has expired.

 

The Michigan Board of Barber Examiners was created to regulate the services of barbers, barber students, barber colleges, barber instructors, student instructors, and barbershops in Michigan. The statute defines a barber as a person who shaves or trims the beard of a person; cuts, trims, shampoos, relaxes, curls, permanently waves, dresses, tints, bleaches, colors, arranges, or styles the hair of a person; massages the face and head of a person; or renders personal services of a similar nature customarily done by a barber.

 

This appointment is subject to the advice and consent of the Senate.

 

Michigan Board of Audiology

 

Dr. Erica Bennett, of Detroit, is a site coordinator, research coordinator, and senior staff audiologist at the Henry Ford Health System. She is also the audiology graduate clinic director at Wayne State University. Bennett earned a Bachelor of Science, Doctor of Audiology, and Doctor of Philosophy in hearing science and communicative disorders from the University of Wisconsin-Madison. Erica Bennett is appointed to represents audiologists for a term commencing March 21, 2024, and expiring June 30, 2025. She succeeds Mary Kassa who has resigned.

 

The Michigan Board of Audiology was enacted as part of the Public Health Code to license audiologists who apply nonmedical and nonsurgical principles, methods, and procedures related to disorders of hearing. The Board promotes and protects the public’s health, safety, and welfare, and has the obligation to take disciplinary action against licensees who have adversely affected the public’s health, safety, and welfare.

 

This appointment is subject to the advice and consent of the Senate.

 

Michigan Board of Behavior Analysts

 

Luchara R. Wallace, Ph.D., of Portage, is an associate professor for the Department of Special Education and Literacy Studies and director of the Lewis Walker Institute for Race and Ethnic Relations at Western Michigan University. Wallace received a Ph.D. in special education from the University of Kansas. Luchara R. Wallace is reappointed to represent the general public for a term commencing March 21, 2024, and expiring December 30, 2027.

 

Randi Mae Ames, of West Branch, is the assistant clinical director at ABA Pathways. He is a board-certified and licensed behavior analyst. Ames received a Bachelor of Arts in psychology from Central Michigan University and a Master of Arts in applied behavior analysis with an emphasis on autism spectrum disorder from Ball State University. Randi Mae Ames is appointed to represent behavior analysts engaged in providing clinical services for a term commencing March 21, 2024, and expiring December 30, 2027. He succeeds Jessa Love whose term has expired.

 

The Michigan Board of Behavior Analysts was created to assist the Michigan Department of Licensing and Regulatory Affairs with the regulating and licensing of behavior analysts who utilize applied behavior analysis interventions that are based on scientific research and the direct observation and measurement of behavior and the environment.

 

These appointments are subject to the advice and consent of the Senate.

Low Unemployment Rate, Strong Year-over-Year Job Growth 

Low Unemployment Rate, Strong Year-over-Year Job Growth 

Governor Whitmer Header

FOR IMMEDIATE RELEASE 

March 21, 2024

Contact: [email protected]

 

Gov. Whitmer Statement on Michigan’s Low Unemployment Rate, Strong Year-over-Year Job Growth

Unemployment rate decreases to 3.9%, below 4% for the third period of time during Governor Whitmer’s tenure, and Michigan’s workforce rises at a rate more than double of the national rate year over year

 

LANSING, Mich. — Today, Governor Gretchen Whitmer issued the following statement on the latest economic data showing Michigan’s unemployment rate fell to 3.9% in February. Michigan’s labor force grew by 1.9% over the year, more than double the rate at which the national labor force grew over the same period of time.

 

“Michiganders are working hard as our economy continues to grow.

 

“With a low unemployment rate and strong labor force growth over the past year, Michigan has the momentum. More people are working, businesses are expanding, and commercial districts and restaurants are buzzing as we start spring and get ready for warmer weather just around the corner.

 

“My partners in the Michigan Legislature and I will keep working together to grow and diversify our economy by focusing on the kitchen-table issues that make a real difference in people’s lives. We will keep competing to bring good-paying jobs home, build more housing, fix more roads, support students and workers, and lower costs for working families.

 

“Let’s keep working together to move Michigan forward.”

 

A Strong Jobs Report

  • Michigan’s jobless rate matched the U.S. rate (3.9%) during February 2024.
  • The statewide unemployment level receded by 2.0% over the month, while the national unemployment total expanded by 5.5% since January.
  • Michigan’s workforce rose by 1.9% over the year, an increase over double the labor force increase seen nationally (+0.7%).
  • According to the monthly survey of employers, Michigan seasonally adjusted nonfarm employment rose by 15,000, or 0.3%, resulting in a job total of 4,472,000 in February.