Scammers Taking Advantage of Student Loan Forgiveness

Scammers Taking Advantage of Student Loan Forgiveness

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FOR IMMEDIATE RELEASE:

October 17, 2022

Media Contact:
AG Press

AG Nessel Reminds Michiganders to Beware of Scammers Taking Advantage of Federal Student Loan Debt Forgiveness Program

LANSING – Michigan Attorney General Dana Nessel is reminding Michiganders to be on the lookout for scammers now that the U.S. Department of Education has made available the application for student loan debt relief announced by the Biden Administration.

Here are the highlights of the announced loan debt relief:

  1. The current student loan repayment pause has been extended a final time until December 31, 2022, with payments resuming in January 2023.
  2. The U.S. Department of Education will provide up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education and up to $10,000 in debt cancellation to non-Pell Grant recipients. Borrowers are eligible for this relief if their individual income is less than $125,000 or $250,000 for households. The application for relief is available here.
  3. The previously announced limited Public Service Loan Program (PSLF) waiver is still in effect until October 31, 2022. The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance on your federal student loans after 120 payments working full-time for federal, state, Tribal, or local government; military; or a qualifying non-profit. The limited PSLF waiver allows borrowers to receive credit for past periods of repayment that would otherwise not qualify for PSLF.  For more information on eligibility and requirements, go to the public service loan forgiveness website.

AG Nessel encourages residents to follow these tips to avoid scams seeking to take advantage of borrowers’ eagerness to obtain debt relief.

  1. For more information about this relief, visit the Federal Student Aid website and/or their loan servicer. Do not provide your personal or financial information in response to unsolicited emails, phone calls, or texts either purportedly from the federal government or a company claiming to be able to assist you with obtaining the announced relief.
  2. Don’t agree to pay anyone for assistance in obtaining this relief.
  3. Don’t be rushed. To get you to act fast, scammers say you could miss qualifying for repayment plans, loan consolidation, or loan forgiveness programs if you don’t sign up right away. Take your time and check it out.
  4. Don’t give away your FSA ID. Some scammers claim they need your FSA ID to help you, but don’t share your FSA ID with anyone. Dishonest people could use that information to get into your account and steal your identity.

“The opportunity for debt forgiveness is also an opportunity for scammers to try and gain access to your personal and financial information,” said Nessel. “It is important to remember that the federal government will not proactively email or text you to take advantage of this program. Residents should rely on legitimate sources for information and not fall for messages that create a sense of urgency or demand financial information.”

Those who wish to make a report about potential scams, can do so with the Attorney General’s Consumer Protection team by filing a complaint online or by calling 877-765-8388.

$30 million in Funding to Hire Local Police Officers

$30 million in Funding to Hire Local Police Officers

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FOR IMMEDIATE RELEASE

October 17, 2022

Contact: [email protected]

 

Gov. Whitmer Announces $30 million in Funding to Hire Local Police Officers Across the State 

 

LANSING, Mich. — Today, Governor Gretchen Whitmer announced that $30 million in grant scholarships are now available to help local law enforcement agencies hire more police officers by providing funding to help cover basic law enforcement training academy costs and recruit salaries for individuals employed by a law enforcement agency and enrolled in an academy session.

 

“As a former prosecutor, public safety is a top priority, and I will work with anyone to ensure state and local law enforcement agencies have the resources, personnel, and training they need to keep our communities safe,” said Governor Whitmer. “After listening to law enforcement across the state, we are delivering $30 million in funding to help them hire additional officers. This funding is a critical component of our plan to boost investment in public safety across the state. Every Michigander deserves to feel safe while going to the grocery store, dropping their kids off to school, or taking a walk around the block.”

 

The Public Safety Academy Assistance Program is a grant scholarship established to help address the critical need for additional police officers by reducing or eliminating the cost associated with basic police training for hiring agencies. Under this program, law enforcement agencies are eligible for up to $4,000 per recruit for salaries and benefits, and up to $20,000 for academy tuition and other training costs that are traditionally paid for by the employing agency. Applications are now open for agencies who intend to enroll recruits in an academy session beginning on or after January 1, 2023.

 

Funding for the Public Safety Academy Assistance Program comes from the FY 2023 bipartisan budget Governor Whitmer signed in July that includes several investments to improve relationships between communities and law enforcement and graduates more state troopers to protect families and communities.

 

“This grant program will help local law enforcement agencies screen, hire and enroll individuals to a basic law enforcement training academy increasing the number of police officers in our state,” said Timothy S. Bourgeois, Executive Director of the Michigan Commission on Law Enforcement Standards (MCOLES). “The availability of these scholarships may allow agencies to recruit and hire police officers who may otherwise not have had the means to pay to attend a law enforcement academy.”

 

Program highlights include:

  • $30 million in total program funding.
  • Agencies may receive up to 25 scholarships over the course of the program.
  • The grant program will last until September 30, 2026, or until the appropriated funds are expended.
  • The grant does not apply to recruits who are not already hired by an agency prior to academy enrollment.

 

Additional program details and application can be found on the MCOLES website.

 

Governor Whitmer’s Public Safety Investments

As a former prosecutor, public safety is a core issue for Governor Whitmer. She has worked closely with local leaders, law enforcement officers, and community organizations to ensure people feel safe in their neighborhoods. Since taking office, she has signed four balanced, bipartisan budgets, each making record investments to help communities fund local law enforcement departments and hire more first responders. This year’s budget…

 

  • Invested $155 million in communities to help them hire more cops, firefighters, EMTs, and first responders. This builds on the $1.4 billion they have received over the last three years.
  • Secured millions in the FY 2023 budget for a range of public safety investments:
  • Increasing patrols on secondary roads and in high-crime areas.
  • Investing in gun violence prevention research for the first time in Michigan history.
  • Offering more professional development and training for law enforcement officers.
  • Establishing units to tackle retail crime, cybercrime, and unemployment fraud.
  • Training and recruiting more Michigan State Police troopers.
  • Funding new scholarship and training grants for EMTs.
  • Expanding the Detroit Police Athletic League (PAL) program to connect law enforcement to the communities they serve.
  • Bolstering the jail diversion fund which ensures individuals with mental illness receive appropriate treatment services.
  • Invested millions to train and hire hundreds of state police officers and troopers, fund a new trooper recruit school, make 911 upgrades, and fund mental health services for first responders.

 

Governor Whitmer’s Criminal Justice Investments

Governor Whitmer has also worked across the aisle to enact historic criminal justice reform. She signed bipartisan “Clean Slate” legislation to help hundreds of thousands of Michiganders emerge from the criminal justice system with enhanced opportunities for jobs and housing, empowering them to pursue their full potential. She also launched task forces to address pretrial incarceration and juvenile justice and pursued reforms to improve relationships between law enforcement and the people they serve.

 

This summer, Governor Whitmer signed her fourth balanced, bipartisan budget that included funding for Jobs Court, a program that offers non-violent, low-level offenders gainful employment with local partnering small businesses.

 

Flags Lowered for Identified World War II Soldier

Flags Lowered for Identified World War II Soldier

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FOR IMMEDIATE RELEASE 

October 14, 2022

Contact: [email protected]

 

Governor Whitmer Lowers Flags for Identified World War II Soldier

 

LANSING, Mich. — Governor Gretchen Whitmer has ordered U.S. and Michigan flags to be lowered to half-staff throughout the state of Michigan on Monday, October 17 to honor the service of Private First-Class Soldier Lowell Smith. The flag lowering will coincide with Smith’s funeral.

 

“On behalf of the entire state of Michigan, I express my gratitude for Army PFC Lowell Smith for his service and the ultimate sacrifice for our nation,” said Governor Whitmer. “PFC Smith’s heroism and selflessness are examples for us all, and we are grateful to finally have him home for an honorable burial. My thoughts are with his loved ones as he is laid to rest.”

 

Army PFC Lowell Smith was assigned to Company F, 2nd Battalion, 157th Infantry Regiment, 45th Infantry Division in January 1945. On January 21, 1945 Smith was part of a Browning Automatic Rifle squad during the Battle of Reipertswiller when his company attacked German forces in support of surrounded colleagues. Smith was reported missing following the Battle. However, his remains were not identified among those recovered.

 

Smith’s remains were identified by the Defense POW/MIA Accounting Agency on June 21, 2022 using DNA analysis. He was returned to Michigan on October 14, 2022 and will be buried in at Fort Custer National Cemetery in Augusta, Michigan on October 17.

 

The State of Michigan recognizes the duty, honor and selfless service of Army PFC Lowell Smith by lowering flags to half-staff. Michigan residents, businesses, schools, local governments and other organizations also are encouraged to display the flag at half-staff.

 

To lower flags to half-staff, flags should be hoisted first to the peak for an instant and then lowered to the half-staff position. The process is reversed before the flag is lowered for the day.

 

Flags should be returned to full-staff on Tuesday, October 18.

Lt. Governor Gilchrist Kicks Off MI First Vote Tour 

Lt. Governor Gilchrist Kicks Off MI First Vote Tour 

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FOR IMMEDIATE RELEASE
October 14, 2022
Contact: [email protected]

PHOTOS: Lt. Governor Gilchrist Kicks Off MI First Vote Tour

Three-stop tour will visit Michigan schools to register voters and encourage civic participation by Michigan high school seniors

DETROIT, Mich. – Lt. Governor Garlin Gilchrist today kicked off the MI First Vote Tour, a three-stop tour to register new voters, clear up misconceptions and apprehensions about voting, and ensure young voters have everything they need for a successful first vote. Lt. Governor Gilchrist visited the Jalen Rose Leadership Academy and took part in a roundtable to discuss the importance of civic participation and what students can expect when they vote. Lt. Governor Gilchrist was joined by Jalen Rose and Civic 360, a nonpartisan nonprofit dedicated to boosting civic participation in Michigan.

 

As young Michiganders head to the ballot box for the first time this fall, it is critical to ensure they have everything they need to vote,” said Lt. Governor Garlin Gilchrist II. “That is why I am excited to announce the MI First Vote Tour, an initiative to educate young voters on how to get registered and vote. Michigan’s future belongs to our young voters, and Governor Whitmer and I are committed to supporting them.”

 

“Your vote counts as your voice and it is paramount to be represented in your local, state and presidential elections,” said JRLA Founder, Jalen Rose. “Failure to vote can no longer be an option.”

 

“Democracy For All, a program of the League of Conservation Voters Education Fund and Civic360 are excited for this great opportunity to partner with Jalen Rose Leadership Academy to empower our youth with voter education/registration,” said Olu Jabari, State Director of Civic 360-Democracy for All. “The voice of our youth is critical to building a strong democracy.”

 

The Tufts University Center for Information and Research on Civic Learning and Engagement (CIRCLE) found in a study that 50% of eligible voters aged 18-29 cast a ballot in the 2020 election, compared to only 39% of eligible youth voters in 2016. CIRCLE also estimated that 46% of new voters – young people ages 18-19 – voted in 2020.

 

Often, eligible young people choose not to vote due to apathy, a lack of understanding about how to get registered or how to vote, or lack of engagement by government or voter registration efforts. The MI First Vote tour will travel to Michigan high schools to ensure young voters have everything they need for a successful first vote.

 

The MI First Vote tour will continue with stops in Southfield and River Rouge.

 

Whitmer Administration Actions on Voting

 

In May, Governor Whitmer signed executive directive 2022-04, instructing all state departments and agencies to identify and assess potential opportunities to help eligible Michiganders register to vote and gain access to reliable information about voting.

 

Under the executive directive, state departments and agencies must look at ways to provide Michiganders with reliable information on voter registration and voting, including displays in public spaces, printed materials, online information, public announcements, and social media posts. They must also consider which of their offices could help register voters by distributing vote by mail applications, helping Michiganders complete their voter registration forms, and accepting applications for voter registration.

 

Michigan’s state government interacts with citizens from all walks of life in countless ways: from providing fishing and driver’s licenses to supporting veterans, educating children, and administering Medicaid or food assistance. This level of engagement which extends to all 83 Michigan counties, provides the state an opportunity and obligation to reach the citizens they serve and empower them to fully participate in our democracy.

 

The executive directive can be viewed here.

 

On October 7, Governor Whitmer signed legislation strengthening elections and expanding voting access by allowing clerks to pre-process absentee ballots two days prior to Election Day. The legislation also allows our overseas military members to return their ballot electronically, making it easier for service men and women to participate in our elections.

 

Lt. Gov speaks at event

Guest Speaker at the MI First Vote Tour

 

Guest Speaker at the MI First Vote Tour

 

Lt. Gov. with Guest Speakers at the MI First Vote Tour

 

Lt. Gov and attendees of the MI First Vote Tour

 

Whitmer Highlights Michigan’s Information Industry Job Growth

Whitmer Highlights Michigan’s Information Industry Job Growth

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FOR IMMEDIATE RELEASE   

October 14, 2022

Contact: [email protected]

Gov. Whitmer Highlights Michigan’s Finance, Professional Services, Information Industry Job Growth

22,700 more jobs in these three key industries since the governor took office

 

LANSING, Mich. – Today, Governor Gretchen Whitmer highlighted growth in Michigan’s financial and professional services job growth since she took office.

 

“Michigan’s economy continues to diversify, and I am proud of the strong growth we have seen in our finance, professional services, and information industries over the last couple of years, building on our overall economic momentum,” said Governor Whitmer. “In the last few years, we have added 22,700 more jobs in these key industries, offering more Michiganders paths to prosperity in their communities. As we continue growing our economy, we need to attract talent to Michigan, which means having all kinds of jobs to meet business demand and ensure that anyone can apply their skills in our state.”

 

“We applaud the bipartisan work done by Governor Whitmer and legislative leadership to promote Michigan’s financial industry. Michigan’s banks support the economy with consumer, business, and other loans by providing more than 59,000 people with a rewarding place to work,” stated T. Rann Paynter, President & CEO, of Michigan Bankers Association. “Banks have a direct interest in the economic growth, health, and vitality of communities, large and small, all across the state, including $29.6 billion in new home loans, $12.1 small business loans, and service to over 5.9 million customers across the state in 2021.”

 

Financial Services

Before the governor took office, Michigan had 221,800 jobs in this sector. As of August 2022, there are 238,800 jobs in the sector, a gain of 17,000 jobs. This sector includes job in banking, investing, insurance, and real estate.

 

Professional and Business Services

Before the governor took office, Michigan had 656,800 jobs in this sector. As of August 2022, there are 661,800 jobs in the sector, a gain of 5,000 jobs. This sector includes jobs in technical services, consulting, and managerial positions in businesses.

 

Information

Before the governor took office, Michigan had 55,600 jobs in this sector. As of August 2022, there are 56,300 jobs in the sector, a gain of 700 jobs. This sector includes jobs in high-speed internet expansion, data processing, and film, TV, and digital broadcasting.

 

Governor Whitmer Makes Appointments to the Bench

Governor Whitmer Makes Appointments to the Bench

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FOR IMMEDIATE RELEASE

October 12, 2022

Contact: [email protected]

 

Governor Whitmer Makes Appointments to the Bench

 

LANSING, Mich. — Today, Governor Gretchen Whitmer announced the appointments of Nicole N. Goodson to the 3rd Circuit Court of Wayne County and Michael J. McClory to the Wayne County Probate Court.

 

I am honored to appoint Nicole and Michael to the circuit and probate courts in Wayne County,” said Governor Whitmer. “Nicole and Michael bring a wealth of experience with them to the bench and they will work to ensure access to justice for the residents of Wayne County.”

 

3rd Circuit Court of Wayne County

 

Nicole N. Goodson currently serves as the president and CEO of Legal Aid and Defender Association, Inc., a position she has held since 2017. In her role, Goodson oversees the operations of the organization and specializes in the representation of survivors of domestic violence in family law matters and Wayne County residents facing homelessness.  Goodson has been with Legal Aid since 2009, previously serving as a staff attorney, managing attorney, director of litigation, and chief counsel and COO. She previously served as a compliance officer and partner with The Bingham Law Group and as an attorney with Trott & Trott, P.C. Early in her career, Goodson was an attorney with Legal Aid & Defender Association and with the UAW-GM Legal Services Plan.

 

Goodson holds a Bachelor of Science degree from the University of Detroit, and she earned her Juris Doctor degree from the University of Detroit Mercy School of Law. She is the secretary of the board for the SASHA Center and a former trustee for the Women’s Center of Southeastern Michigan. Goodson is also a founding member of the Michigan Racial Justice Committee and treasurer of the Delta Sigma Theta Sorority, Inc. Ann Arbor Alumnae Chapter. Nicole lives in Northville with her husband, Rocelious, and their children, Shelby and Ryan.

 

“This appointment affords me the opportunity to continue my work as a public servant albeit in a different capacity,” said Goodson. “I look forward to serving the people of Wayne County and I pledge a commitment to equal access and the fair administration of justice.  I thank Governor Whitmer for this honor.”

 

This appointment was made to fill a partial term following the retirement of Judge Lynne A. Pierce effective August 31, 2022. Ms. Goodson’s term will commence on November 7, 2022 and expire at twelve o’clock noon on January 1, 2025. If Ms. Goodson wishes to serve the remainder of Judge Pierce’s term, expiring January 1, 2027, she would be required to run for reelection in November of 2024.

 

Wayne County Probate Court

 

Michael J. McClory currently serves as the chief deputy probate register for Wayne County, a position he has held since 2005. He has been with the probate court since 1991, having served as a court attorney and then director of special projects. McClory was instrumental in the drafting and implementation of the Estates and Protected Individuals Code in 2000 and the Michigan Trust Code in 2010. He previously worked as an associate with Plante & Moran, assistant vice president and trust officer for the Ann Arbor Bank and Trust, and as a trust officer for Citizens Bank in Flint. Early in his career, McClory worked as an associate attorney with the Law Office of Jerome M. Goldman.

 

McClory earned his Juris Doctor degree from Wayne State University and Bachelor of Arts in History and Political Science from Oakland University. He has served as an adjunct professor for probate practice at Thomas M. Cooley Law School and conducted training presentations for the UAW Legal Services Program. He previously served as the chair of the State Bar of Michigan Probate and Estate Planning Section. Michael is a resident of Northville.

 

“I am humbled and honored by the Governor’s appointment of me to the Wayne County Probate Court bench,” said McClory. “I will work to the best of my ability to serve the citizens of Wayne County in this position.  It will permit me, in a new capacity, to continue my work assisting Wayne County residents dealing with challenging situations.”

 

This appointment was made to fill a partial term following the retirement of Judge Lisa Marie Neilson effective May 3, 2022. Mr. McClory’s term will commence on November 1, 2022 and expire at twelve o’clock noon on January 1, 2023. In order to serve a full six-year term beginning January 1, 2023, he must be elected in November of 2022.

 

Judicial appointments are not subject to the advice and consent of the Senate.

 

Nicole N. Goodson headshot 

Michael J. McClory headshot